Spend or save? Save or spend?

As so often happens when Bitcoin has a rally, I'm torn between spending it now while it's high, or using it as my "retirement account" and counting on it to just keep going up over the long term.

Of course, it may have dropped precipitously since I wrote the above paragraph, so this may be moot. You never know.

Those of you who have/use Bitcoin, what do you do?

When I first started dabbling in Bitcoin, I generally spent about half of what I had when it had gone up a lot. I thought that if it became worthless tomorrow, I was still ahead. I don't regret doing that, since I couldn't have known the future. Although I occasionally think of what might have been... Now, I'm much more sparing when spending it.

I would be a little sad if it went to zero now and I hadn't taken advantage of it before that happened. I would still be far ahead, though.

-

Thank you for reading.
I need your support.