If you aren’t against the institution of government yet, you will be. If you're still taking government's side, you haven't realized government considers you the enemy, and treats you as such. Actual criminals and terrorists are not government's top concern or seen as a real threat-- you and your liberty are, and have been far longer than you'd be comfortable admitting.
Just look at a couple of things the omnipotent State has planned for your future: car shutoff switches and digital dollars which can be turned off. Government will hold the keys to both. The plan is for you to be unable to go anywhere or do anything without government's permission since you are assumed to be a criminal who simply hasn't been caught yet.
Do you have an opinion government doesn't like? Your car may be disabled and all your money turned off or transferred to the government's treasury. They'll say this is to keep everyone safe. The national mainstream media corporations will approve, and public opinion will be against you.
I'm sure this power would never be used against someone just for expressing an opinion against whichever crooks are in power at the moment. Just ask the political prisoners of "January 6th".
Car companies and banks who push for this change are helping the wrong side. They are choosing to align with those who want everyone equally enslaved-- "equity" and "inclusion".
Others who comply quickly, without dragging their feet or monkeywrenching the plans of the supervillains in power are choosing sides against you and your rights. I understand government already has them over a barrel and it's dangerous to resist-- licenses can be revoked-- but it would be the right thing to do. Will any have the fortitude to do the right thing? Time will tell.
Of course, government also plans to do whatever it can to make sure you are unable to effectively defend yourself from its gang or from freelance bad guys. Expect more calls for "gun control", and more convenient mass murders by evil losers on medication who are "known to law enforcement".
Those who say any of this is for your own good or for safety are your arch-enemy.
In the meantime, prepare yourself mentally, spiritually, emotionally, and physically to be an outcast with a low social credit score. Or, choose to stand against liberty and all that America was founded to protect by siding with overbearing, authoritarian government.
